The MoneyFund staking mechanism enables MONEY holders to earn passive income by depositing tokens into a dividend pool. Stakers receive a proportional share of ecosystem revenue from 0.1% DEX swap fees, USDM minting fees, 0.1% of coin launches, 0.1% of fund launches, and 0.1% of airdrops. Staked tokens require a 7-day minimum lock-up. Early withdrawal incurs a 20% penalty to prevent exploitation. Daily dividends, including ETH and ERC20 tokens, are distributed based on each staker’s pool share. For example, 1% of staked tokens yields 1% of daily revenue. A daily claim cooldown ensures fair distribution. The system ties ecosystem activity to holder rewards, aggregating diversified fees from multiple sources. Contributions from these five revenue streams makes staking attractive for investors seeking sustainable returns.

The MoneyFund DAO enables MONEY holders to govern the protocol through a voting system where influence is proportional to MONEY ownership. For example, holding 1% of the 1 million MONEY grants 1% voting power. The DAO treasury is funded by 0.1% per DEX Swap, 0.1% of Coin launches, and 0.1% of airdrops, and USDM minting fees. Up to 5 daily proposals undergo a 24-hour voting period, requiring 51% approval for actions like withdrawing funds or swapping ERC20 tokens. At the end of the voting period, all non-voting weight automatically supports proposals to prevent stagnation. Approved proposals are executed autonomously by the smart contract.

The MF Fund Launcher allows users to create custom, ETF-style weighted funds. Users can create hybrid assets that combine any ERC-20 tokens at any weights, so long as they sum to 10,000 basis points. Fund creators are incentivized during the creation process whereby they’re able to specify the fee amount (in basis points) and fee receiver of their choice. Additionally, a hardcoded 0.2% fee is collected from all transactions and split equally between the Money staking pool and Shane’s wallet at 0.1% each. Similarly, 0.1% of every transaction’s USD value is burned in MONEY, furthering deflationary pressure.

USDM is a decentralized stablecoin that is pegged 1:1 to the US dollar. Most popular stablecoins have a blacklist mechanism that enables the issuer to render funds used in crimes useless. USDM is uncensorable; Unlike USDC and USDT which have centralized issuers (Circle and Tether respectively), USDM has no issuer and no off switch, as it is managed by smart contracts. Perhaps an even greater advantage of USDM is its hybridized structure. The biggest risk to stablecoins is a black swan event where they depeg from the US Dollar- one example being TerraUSD in 2022 which wiped out 40 billion dollars. Even the world’s most popular stablecoin (USDC) has briefly depegged. To mitigate these singular risks, USDM self-collateralizes with four different stablecoins: USDC, DAI, USDP, and GUSD. This equal allocation between the 4 stablecoins spreads the risk across multiple issuers so that no singular black swan event can nuke your entire savings. Minting USDM incurs a small fee (0.2%), split between the staking pool and DAO treasury. To mint USDM you must simultaneously burn MONEY which creates uncapped deflationary pressure on the central token.

The MoneyFund Launchpad enables ERC20 token creation in under 30 seconds. Developers specify name, ticker, supply, and image, then hit launch. Additionally, 0.1% of the new token’s supply goes to the staking pool and 0.1% goes to the DAO treasury. Created tokens integrate with the DEX for trading and liquidity provision. The Launchpad simplifies issuance, attracting new Ethereum projects to the ecosystem.

The MoneyFund DEX, a Uniswap V2-inspired decentralized exchange, facilitates token swaps and liquidity provision for MONEY, USDM, and other assets. It deducts 0.1% per swap for the staking pool and 0.1% for the DAO. Users deposit token pairs, such as MONEY and USDM, to receive LP tokens and earn 0.3% of pool swaps proportional to their contribution. The DEX supports seamless pair creation and liquidity management with an incentive structure that benefits both liquidity providers and MONEY holders.

The MoneyFund Airdropper streamlines token distribution, enabling projects to send tokens to unlimited addresses in one transaction. This compression contract reduces gas costs by approximately 45% compared to individual transfers. A 0.1% fee per airdrop splits evenly between the staking pool and DAO treasury.

MoneyFund wallets are fully non-custodial which means that you are the only person with access to your private key- there’s no 3rd party database that can recover it for you. With great security comes great responsibility…don’t lose your key. The platform supports standard + vanity wallet address creation, as well as built in .eth domain registration.